About

The broker who shows you the math

I'm Carlos A. Palomino, a bilingual mortgage broker with 12 years in finance, licensed in Illinois and Indiana. I shop 30+ wholesale lenders so you see real pricing across the market — no upfront credit pull, no pressure, and I'll tell you honestly when the numbers don't make sense.

• Transparent. You see the payment, the costs, and the break-even before you decide.
• Bilingual. Full service in English and Spanish.
• Local. Focused on Illinois & Indiana homebuyers and homeowners.